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CBN Approves Ascensia Finance Company: A New Era for SME Financing in Nigeria

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The Central Bank of Nigeria (CBN) has granted Ascensia Finance Company Limited approval to operate as a finance company, adding to the growing number of licensed financial institutions positioned to support economic growth through access to credit. The approval was communicated in a letter signed by Dr Abubakar Shebe on behalf of the Director of the Financial Policy and Regulation Department.

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The regulatory green light aligns with the provisions of the Central Bank of Nigeria Act of 2007 and the Banks and Other Financial Institutions Act (BOFIA) 2020. Ascensia Finance Company is expected to focus its operations on supporting small and medium-sized enterprises (SMEs), critical to Nigeria’s economic development. The company’s promoters bring a wealth of experience in financial services and plan to harness this background to bridge existing financing gaps affecting small businesses, professionals, and wage earners.

According to the Managing Director of Ascensia, Jude Chuka Ezeamii, “Ascensia will bring succour to SMEs, local corporates, self-employed professionals, and salaried employees in both the private and public sectors by creating workable access to sustainable financing they require to meet their business needs.” He explained that the company intends to redefine the SME financing landscape by using technology to extend financial services across area councils in the Federal Capital Territory and major Nigerian cities within the first two years of its operations.

The Chairman of Ascensia Finance Company, Nelson Omanibe, noted that the firm’s product offerings will be designed to align with and support the various small business initiatives introduced by the current administration. These products will serve as a complement to national efforts to expand financial inclusion and empower entrepreneurs.

President Bola Tinubu’s administration has rolled out several initiatives aimed at stimulating economic activities, particularly among small business operators, including nano-business grants for over 600,000 beneficiaries and micro and small business loans designed to support 75,000 businesses with up to N1 million each in single-digit interest loans.

Ascensia’s entry into the finance sector is expected to deepen the credit market for SMEs, who often struggle with limited access to formal financing. By combining regulatory compliance with technological innovation, the company is positioning itself to become a key player in Nigeria’s evolving financial services landscape

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